Wednesday, February 13, 2008

Bureaucracy

Trying to get an insurance settlement when my car was damaged turned into a bureaucratic nightmare. My car is my prized possession. I drive a black 2005 Cadillac Cts. I leased my car at the Mcgwire dealership on hylan a year and a half ago. Last month the “check engine” light in my car went on. When this happened I panicked and took my car straight to the dealership since i have a warranty on the car. After that I called my insurance company and told them what happened. I told them that my car was going to be in the shop and I did not know how long it would be there. The insurance company told me that they would cover the cost of the damage and the cost of a rental car for one week. The week went by quickly and my car was still in the shop so I was forced to call the insurance company. The insurance company told me that they were unable to cover the cost of the rental car for any longer. I stayed on the phone and argued with them for an hour and no settlement was able to be reached. I had no choice but to try and pay the amount of time that I would have the rental car. On my salary it was very dificult to afford the rental car. I had to cut my losses and I had no money left for myself. My car ended up being in the shop for three weeks. I am paying the bill by not spending a dollar of my check for and borrowing one-hundred dollars from my mother. This was one time that bureaucracy was unfair. This event hurt me in many ways and I truly was a bureaucratic nightmare in my life. This is just something that gets on my nerves and I needed to write about.

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